For more than 40 years’ Davies Craddock Insurance have provided cover and expertise on product ranges from public liability cover to bespoke construction cover for some of the largest construction firms across South Wales.
What is Tradesman Insurance?
Tradesman insurance is a type of business insurance that provides cover for some of the risks involved working your trade. The most common tradesman this would apply to are builders, carpenters, plumbers, painters and decorators, landscapers, electricians to name a few. We have seen many instances where tradesman insurance cover has saved our customers future business due to unforeseen accidents, theft or accidental damage.
What are the options?
There are many options available when looking at tradesman insurance, Davies Craddock Insurance can help advise and guide on the best cover options for your business as some might not be relevant. The most common chosen policies are:
- Employers Liability – Protection against claims from your staff if become ill or injured.
- Public Liability – Covers you and your staff against any claims made by customers or members of the public through injury or their property being damaged.
- Tool, plant and machinery insurance – Cover for damages or theft.
- Business equipment – Protection for any office equipment or contents used for business, such as iPad, iPhone, laptop, etc.
- Premises Cover – Cover your premises if it becomes damaged, includes fittings and fixtures.
- Business Interruption cover – A situation where the business had to close due to a particular circumstance, for example flooding, as a result of losing money that would have been earned during that period
- Personal accident insurance – Cover for any income losses due to medical reasons that would not allow you to work
- Contracts works insurance – Costs for any repair work that became damaged due to events such as flooding or theft whilst working on a project.
Want a quote?
Davies Craddock Insurance have over 40 years’ experience dealing with tradesman. With access to a wide range of specialist insurers, we are able to offer a competitive and flexible range of insurance policies that can be unique to your business.
Get in touch today and let us do the hard work for you.