Considering the millions of vehicles miles travelled in South Wales every year, having the right car insurance is vital. Our specialist Car insurance team will take the tedious time-consuming task of looking for affordable car insurance. That’s why Davies Craddock Insurance offers to do all the legwork for you.
Car Insurance options
While it is a legal requirement to be insured to drive on UK roads, it is up to you as to what level of cover to get. There are three main types of car insurance:
Comprehensive Car Insurance
Comprehensive Car Insurance will offer you the greatest peace of mind as it covers the damage and repair costs for events such as theft, collisions, fire, malicious damage also a replacement vehicle if your car would need to be replaced. It also covers any damage to other vehicles in an accident. Some policies can also cover you to drive cars of others.
Third party, fire and theft
Third party, fire and theft insurance covers everything it states. It does not cover your own vehicle should it be damaged in an accident. Covering damage costs to other vehicles caused by you or one of your passengers. Incidents involving fire or theft you will be covered to repair or replace your car.
Third party only insurance is the lowest level of cover and is the most basic option you will get. Mainly covering damage costs to other vehicles caused by you or one of your passengers. It also covers damage costs to non vehicles such as walls, lampposts, etc. It will not cover damages to your vehicle.
Car Breakdown Cover
Having breakdown cover means help is at hand if your vehicle breaks down. You have options to whether your breakdown cover applies to you or your vehicle. There are different covers for different situations such as roadside assistance, vehicle recovery, home start, etc. Some car insurance policies can include breakdown cover. Davies Craddock Insurance can help advise the best options for your individual needs.
Get in touch
There has been a perception that you will get the cheapest deal on comparison websites, however Davies Craddock Insurance can not only price match certain quotes but can also offer a better deal from our exclusive schemes from the largest UK insurers.
What have you got to lose?
Let us save you time and money. Here are the basic details we need from you to help get us generate a quote as soon as we can:
- Details of the car – Car registration, make and model.
- What you will use the car for – Social, commuting or business, also average mileage in a year.
- Personal Details – Job, age and address
- No Claims history – Any details of no claim’s discounts will help lower your price
- Licence – Type of licence and how long you’ve held it.