For a young driver, car insurance can be very expensive and a daunting task, that’s where Davies Craddock Insurance can help. For over 40 years we have built partnerships with the largest UK insurers providing Young drivers the lowest price possible with advice and guidance on how to lower the premium, resulting in some great deals.
Car Insurance Options
All car insurance options are the same whether you’re an experienced driver or not. The three options are:
- Third party fire and theft
- Third party only
By law you must have the bare minimum cover which would be Third party, therefore you would probably think it would be the cheapest option? Wrong! Depending on your circumstances, more often than not Comprehensive cover, which covers you for most instances, can actually work out cheaper than Third party. This is mainly due to the fact many people who have third party end up claiming on their insurance.
How can young drivers save money on their car insurance?
Here are some ways that can help reduce your car insurance:
- Blackbox – This is also called telematics, which is a device that monitors your driving. This can be very useful for insurers as it will give them an idea how safe and responsible a driver you are, resulting in cheaper car insurance.
- Add a named driver – Having an experience driver like your parents named on your policy can bring your insurance cost down. However, make sure whoever drives that vehicle the most is the main driver, this can invalidate your policy.
- Type of Car – Beware that the more powerful a car the more expensive your insurance will be, especially for young drivers with less driving experience.
Get in touch today
Our experienced team, based in Llanelli, can advise further ways to save money on your car insurance using their expert knowledge of the many insurance schemes on offer, saving you time and energy covering for all possible eventualities.
Get in touch today for more information